About the client

Julo is an innovative financial technology that provides unsecured loans for Indonesian citizens via smartphone application basics.

Project
Descriptions

The Challenges

Accessing unsecured loans in Indonesia has been traditionally hindered by complex processes, extensive paperwork, and long approval times, leaving many citizens without viable financial options. Julo aimed to overcome these barriers by creating a mobile platform that simplified loan applications and improved accessibility for a diverse user base.

The Solutions

Julo partnered with Emveep to enhance its mobile application by leveraging additional development resources. Emveep contributed to implementing key features such as flexible credit options, cashback rewards on loans, multiple repayment methods, real-time customer support chat, and an integrated credit scoring system to empower users to manage their financial health.

The Implementation

Emveep’s team collaborated closely with Julo to refine and expand the app's functionality. By focusing on user-centric design and seamless feature integration, Emveep ensured that the app met Julo’s goals of simplicity and accessibility. Key technical enhancements included real-time chat support for immediate assistance, diverse payment integrations, and a robust credit scoring system to guide users in improving their financial profiles.

The Result

The collaboration resulted in a mobile application that streamlined the loan process, offering users fast and flexible credit options with added benefits like cashback and diverse payment methods. The app significantly improved user experience with features like real-time support and credit scoring, empowering Indonesians to access and manage loans effortlessly. This innovation has positioned Julo as a leader in the Indonesian fintech space, driving financial inclusion and user satisfaction.